My Services

Mortgage Services Offered by Kevin Leung, Licensed Mortgage Agent in Ontario

As a Licensed Mortgage Agent in Ontario, I provide personalized mortgage solutions tailored to your unique financial goals. Whether you’re a first-time homebuyer, looking to refinance, or need help with debt consolidation, I offer a full suite of mortgage services with clear guidance every step of the way.

1. Mortgage Consultation: Expert Advice for Your Home Financing Needs

Navigating the mortgage landscape can be overwhelming — that’s where I come in. I’ll take the time to understand your financial situation and goals, and explain all your mortgage options clearly. Whether you’re buying, refinancing, or consolidating debt, I’ll guide you with expert advice tailored to your needs.

2. Mortgage Pre-Approval: Shop with Confidence

Getting pre-approved gives you an edge in today’s competitive real estate market. I’ll help you assess your income, credit, and affordability, and secure a mortgage pre-approval with a reputable lender — so you can make offers on homes with confidence and a clear budget in mind.

3. Mortgage Financing: Customized Solutions for Your Home Purchase

Whether you're buying a new home, refinancing, or switching lenders, I provide access to competitive mortgage rates and terms that match your goals. I work with both traditional and alternative lenders to find the right fit — even if you're self-employed or have unique income sources.

4. Mortgage Refinancing: Lower Your Rates or Access Home Equity

Looking to lower your interest rate or tap into your home equity? I’ll guide you through the refinancing process and help determine whether refinancing is the right move for your financial situation — including options like equity take-out, debt consolidation, or switching lenders for better terms.

5. First-Time Homebuyer Support: Step-by-Step Guidance

Buying your first home is exciting — and a bit overwhelming. I specialize in working with first-time homebuyers, simplifying the mortgage process and explaining key steps like pre-approval, down payment options, and first-time buyer incentives. You’ll never feel alone during the process..

6. Debt Consolidation Mortgages: Simplify and Save

Struggling with high-interest debt? A debt consolidation mortgage allows you to combine multiple debts into one lower-rate mortgage using your home’s equity. This can significantly reduce your monthly payments and help you get back on track financially.

7. Mortgage Renewal Assistance: Don’t Just Sign - Optimize

When your mortgage comes up for renewal, you may have better options than simply signing the lender’s offer. I’ll help you evaluate your renewal terms, compare lenders, and negotiate better rates — so you renew your mortgage under the most favorable conditions possible.